Head Of Transaction Monitoring

Reporting Line: Chief Compliance Officer (CCO); coordinates with MLROs in BVI, Canada, and the UK
Seniority Level: Senior Leadership / Head of Function (people manager, leading a team of three analysts)
Location: London, hybrid — in office twice a week – Full Time
Experience Required: Relevant, demonstrable experience in Transaction Monitoring within Fintech or Digital Assets, with proven leadership experience

Summary:
The company provides a unified, end-to-end financial services solution for corporate clients, combining a payments platform with OTC crypto trading and a crypto gateway, and leverages a strong network of banking partners and regulatory licenses to serve clients globally. This role is the architect and leader of the Transaction Monitoring (TM) function, building a data-driven engine that bridges traditional fiat banking and high-velocity crypto markets, and ensuring every transaction through the company’s gateway meets the highest global regulatory standards.

Responsibilities:

• Team leadership: directly manage and mentor a team of three TM analysts, overseeing investigation quality, ongoing training, and a culture of objective validation and independent verification

• Policy and procedure architecture: design and implement TM policies and procedures for both fiat (EFT/Travel Rule) and crypto (on-chain forensics), translating BVI and international law into clear, technical operational manuals

• Risk assessment and strategy: compose the TM-specific elements of the Business Wide Risk Assessment (BWRA); calibrate monitoring rules and thresholds to address risks including organized money laundering, sanctions evasion, and illicit gambling proceeds

• Stakeholder and OTC collaboration: act as primary compliance partner to the OTC trading desk, ensuring high-value trades are monitored in real time without compromising speed; coordinate with MLROs across BVI, Canada, and the UK for global intelligence sharing

• Fiat and crypto oversight: manage monitoring of fiat wire transfers alongside digital asset movements; oversee selection and optimization of the RegTech stack, including blockchain forensics tools and automated fiat monitoring systems

• Reporting and MI: define suspicion criteria and manage the escalation path to the MLRO; provide the CCO with high-grade Management Information demonstrating the effectiveness of internal controls

Requirements:

• Relevant and demonstrable experience in Transaction Monitoring within Fintech or Digital Assets, with proven leadership experience

• Expert understanding of the BVI VASP Act, BVI AML/CFT Code, and FATF Recommendations 15 and 16

• Proficiency in on-chain monitoring and blockchain analytics tools

• Ability to navigate the demands of high-pressure OTC traders while satisfying regional regulators

• Resilient and adaptable mindset suited to a fast-moving, high-stakes environment