Product Manager, Wallet

  • Alcobendas, Madrid, Community of Madrid, Spain

About the Company

Our client is a global money transfer business and a segment of a larger, publicly traded parent group. They make it fast, reliable, and affordable for people to send money abroad, and have become one of the largest players in traditional remittances. They’re now focused on making online money transfers simple and accessible to everyone.

About the Role

They’re looking for a Product Manager to lead their digital wallet products in EMEA and APAC. Their wallet is an account where customers hold a balance, pay with a linked card or a QR code, and send money abroad. They have one wallet live in APAC and more markets on the way in EMEA. Their long-term vision: customers send money from one wallet to another, across borders, with fewer intermediaries and at a lower cost.

You’ll join the global Wallet team, led by a Senior Product Manager. You’ll own the wallet experience for EMEA and APAC markets and give the team coverage in these time zones. You’ll work closely with compliance, legal, design, engineering, and local business teams to launch and grow wallets that feel local and work globally.

If you care about building financial tools for people who send money home, they’d love to talk.

What You’ll Do

Discover Opportunities

  • Analyse the performance of live wallets across activation, funding, spending, and sending to surface gaps and growth levers.

  • Benchmark wallets and challenger banks in each market to understand local expectations.

  • Study local payment habits, customer feedback, and regulatory considerations before each launch.

Drive Execution

  • Write clear specs for wallet features: onboarding and KYC, funding, card and QR payments, and transfers.

  • Collaborate with Design, Engineering, QA, and local partners such as card issuers and payment networks to ship across web and mobile.

  • Coordinate market launches end-to-end.

Own Outcomes

  • Own the wallet customer journey for EMEA and APAC markets.

  • Define success metrics such as activation, funded accounts, active users, and transactions, and tie your work to them.

  • Own delivery and results, adjusting your approach based on outcomes.

Align Stakeholders

  • Bring in compliance, legal, operations, and regional teams early so launches meet local requirements and customer needs.

  • Partner with the Senior Product Manager who leads the global wallet product. Keep regional needs and global consistency in balance.

  • Partner with regional leaders to shape wallet experiences that feel local while preserving global consistency.

What They’re Looking For

Every PM on the team

  • 3+ years of product experience in software, fintech, or online services.

  • Strong generalist. You are good at many things, and you are curious about what drives customer behavior.

  • Strong with data. You pull and analyze product data yourself, and you turn it into decisions.

  • Strong UX sense. You can pinpoint what makes a product experience good or bad, and explain why.

  • Technical enough to build. You are not a software engineer, but you can build prototypes and small tools with AI coding tools, debug them, and make them work.

  • Proven record of shipping and iterating on impactful products.

  • Hands-on, with a bias for action and comfortable diving into the details.

  • Able to zoom in and out between strategy and execution.

  • Clear communicator who backs decisions with evidence.

  • Degree in business, design, engineering, or equivalent practical experience.

  • Familiar with tools like Segment, Amplitude, Branch, PostHog, or Iterable.

  • You regularly explore new apps and often find yourself analyzing what makes them work, or not.

For this role

  • Experience with consumer fintech products: wallets, challenger banks, payments, or cards. A startup background is a plus.

  • Curiosity for payments, wallets, digital financial services, and global money movement.

  • Comfortable with regulated products: KYC, e-money rules, and card issuing.

  • Experience launching a product in more than one country is a plus.

Practical

  • Fluent in English, with experience working across time zones and remote teams. Spanish or French is a plus.

  • Willing to work in a hybrid setup, with at least three days per week in the office.

  • Based in or open to relocating to a major European hub city, with authorization to work in that country.

Benefits and Perks

  • Annual salary review

  • Year-end bonus

  • Birthday day off

  • 20+ vacation days

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