Treasury lead

Reporting Line: Founders (CEO, CTO, and Head of Finance); the Treasury Analyst will report into this role
Seniority Level: Senior Leadership / Head of Function
Location: Central London
Experience Required: 5+ years across treasury, liquidity, or markets roles in payments, fintech, banking, or trading, including experience owning a function or leading people

Summary:
This role owns the financial core of a cross-border payments business: liquidity across currencies and stablecoins, on-time funding for payout partners, and tight FX exposure management in a fast-expanding African market. Treasury here is the operating engine of the company rather than a back-office reporting function — a payment clearing today depends on treasury decisions made yesterday. The Head of Treasury will own the function end to end, build the team around it (starting with a Treasury Analyst), and work directly with the founders.

Responsibilities:

• Own the treasury function outright: strategy, controls, execution, and the team behind it

• Own the daily treasury position: cash and float across every bank account and stablecoin wallet, with a clear, modelled view of what is usable versus committed

• Set and run liquidity strategy end to end: prefund payout partners across African currencies, size positions against payout demand, and minimise idle cash without leaving a corridor short

• Own FX risk management: monitor exposure across corridors, set the hedging framework, and execute against it

• Own reconciliation discipline: match what was sent, what partners received, and what reached recipients, moving this from manual work to a reliable automated pipeline with engineering

• Manage banking and payout-partner relationships from a treasury standpoint, including onboarding new rails and reducing single-point-of-failure concentration

• Build and lead the treasury team, starting with the Treasury Analyst and scaling as volumes grow

• Maintain liquidity, working-capital, and runway models feeding the monthly finance pack; support month-end and quarter-end close across multiple entities

• Hold the line on treasury controls, including clean segregation between who executes and who reconciles

Requirements:

• 5+ years across treasury, liquidity, or markets roles in payments, fintech, banking, or trading, including experience owning a function or leading people

• Strong understanding of how money moves in a cross-border business: settlement timing, prefunding, payment rails, and FX exposure

• Hands-on and builder-oriented: able to build models, run reconciliation, and resolve stuck payments personally, then design systems to remove the need for manual work

• Controls-minded without being bureaucratic: understands segregation of duties and builds controls that hold without slowing the business

• Comfortable with emerging markets and stablecoins, including volatile currencies and stablecoin settlement rails; understands custody and on/off-ramp risk

• Produces clean, trustworthy numbers, preferring a smaller true figure over a bigger soft one

• Reliable under time pressure, with strong follow-through on time-sensitive funding

Nice-to-Haves:

• Direct experience funding emerging-market payout corridors (NGN especially)

• Hands-on stablecoin or crypto-treasury operations (custody, USDT/USDC settlement, on/off-ramps)

• Experience building or leading a small treasury team

• Multi-entity treasury experience across more than one jurisdiction